SBI Referral Code

Because SBI YONO is SBI's online app, users can manage their bank accounts from anywhere using only their mobile phone. Users can open a new account in these without having to submit any paper documentation. 

You may check your account balance, send and receive money, and perform a variety of other functions from the comfort of your own home. 

You can also make money with the SBI Yono Refer and Earn programme; all you have to do is share your SBI Referral Code with your friends, and if they join, you will receive ₹150 per referral code. 

You can earn a limitless amount of money in your SBI Yono Wallet this way. These SBI wallet funds can also be directly transferred to your bank account.

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Click To Copy SBI Referral Code

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You will receive the following perks after downloading the YONO SBI app:

• ₹150 for inviting friends

• SBI free account

• Earn money through referrals

You will receive ₹150 each time someone signs up using your referral code. The funds are transferred to your SBI Yono Wallet, which you may then use to transfer to your bank.

Steps to use SBI Referral Code program

• To begin, open the SBI Yono app.
  
  
• Go to the Menu option on the SBI Yono app dashboard now.
  
  
• Locate the Refer & Earn option and select it.
  
  
• You will then be given your own SBI  Referral Code number, which you should copy.
  
  
• Now start inviting friends or sharing your SBI Yono referral code with your friends and family, so that if anyone joins SBI Yono app using your YONO SBI Referral Code, you will receive ₹150 per referral.
  
• You can earn a limitless amount of money through the SBI Yono Refer and Earn programme.
  
  
• You can also transfer or redeem your SBI Yono wallet money to your bank account.

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How Does Yono SBI Pay Real Cashback

The cashback will be credited to your account.

The cashback amount will be credited to eligible clients directly by YONO SBI within 90 working days after the end of the transaction month for the eligible transaction, subject to the terms and conditions as stated on the YONO SBI web page.

YONO SBI will pay eligible customers immediately within 90 working days of the end of the transaction month for qualified transactions, according to the restrictions and conditions listed on the YONO SBI main page.

Steps to withdraw cash from SBI ATM via YONO App

• You'll have to go to the nearest ATM in your neighbourhood.
  
  
• Then, using the PIN, log in to the YONO App.
  
  
• Finish the instructions and select the YONO Pay option.
  
  
• Tap on YONO cash and then request a cash withdrawal.
  
  
• A 6-digit verification code will be sent to you after that.
  
  
• At the SBI ATM, choose the cashless withdrawal option.
  
  
• Following that, you must use the verification code as your PIN. You'll also be asked for your YONO Apps PIN.

Ratings and Reviews about YONO SBI App

YONO SBI App has a 4.4 out of 5 rating on Google Play Store.

The software is straightforward to use and responsive, according to some users.

There is often an unexplained delay in response, which could be related to the hardware, storage, or Android version of the user's phone rather than the app itself. 

Any problems that have crept into the software, on the other hand, should be investigated by the developers.

Users are generally satisfied with the app after the early teething stage of SIM CARD binding

If there was a simple option to switch the app to a different phone with more storage capacity, users would be pleased.

Features/Benefits of YONO SBI app

• Whether you're shopping for groceries, the latest electronics, booking flight/train tickets, or planning your next vacation, YONO SBI has you covered with exclusive deals and rewards for SBI customers across merchants offering shopping, travel booking, flight and bus ticket reservations, IRCTC train ticket reservations, and more.
  
  

• Performing basic banking operations using the YONO app's simple capabilities, such as checking your balance, creating a fixed deposit, adding beneficiaries, and so on.
  
  

• You can transfer up to ₹10,000 to a newly added beneficiary using the Quick Pay option.
  

• Connect and view your relationships with all State Bank bodies in one app (Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds or Investments).
  
  

• With the intelligent spending analysis, you may get a summary of your expenses that neatly describes and categorises them.
  
  

• Get pre-approved personal loans up to ₹5 lacs on the fly in 2 minutes with no paperwork.
  
  

• With only one click, you can get an overdraft against your fixed deposit.
  
  

• By saving regularly with YONO SBI, you can achieve your goals by using the goal-based deposit service.
  
  

• Through YONO SBI, you can request Cheque Books, ATM Cards / Debit Cards, or use emergency services to change ATM PINs, block ATM Cards / Debit Cards, etc.

Terms and Conditions of SBI YONO App

• By using the Mobile Banking Service, customers agree to and consent to the Terms and Conditions, which form the contract between the customer and the bank.
  
  Unless otherwise specified, these terms and conditions shall be in addition to and not in derogation of any other terms and conditions applicable to any Customer Account and/or the related product or service offered by the Bank.
  
  MBS will be governed by the Bank's existing terms and conditions, which are subject to change. 

• When using the service through the application/WAP, the daily upper limit under the Facility per Customer for aggregate fund transfers, bill payments, and merchant payments within a calendar month limit of ₹2,50,000 is ₹50,000.
  
  When using USSD/SMS Banking, the daily maximum limit for aggregate fund transfers and Mobile Top up is ₹1,000 per Customer per calendar day, with a total calendar limit of ₹5,000.
  
  Customers who want to transact up to ₹5000/- per day or ₹25,000/- per month via SMS Banking must first obtain a One Time Password (OTP).

• If you enter the wrong MPIN three times in a row, the MBS will be banned for the day; if you do it twice in a row, the Facility will be deactivated, and the Customer will have to re-register for services according to procedure.

• The Customer authorises the Bank or its representatives to send promotional communications, such as product information, greetings, or any other messages that the Bank deems acceptable from time to time.

• The Bank retains the right to charge a fee for using the Facility's services and to change the price structure at any time. Such charges would be adequately disclosed on the Bank's websites, and the consumer would be obligated by the conditions.

• Unauthorised/erroneous/wrong/incorrect/mistaken/false transactions, whether entered into or permitted by the Customer, are his/her responsibility. Any loss or damage caused as a result of such transactions is the responsibility of the Customer.

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YONO Customer Care Details

Customers who use the SBI Yono app can reach out to customer service at any time by dialling 1800 1234 (toll-free), 1800 11 2211 (toll-free), 1800 425 3800 (toll-free), 1800 2100 (toll-free), or 080-26599990.

Furthermore, all landlines and mobile phones in the country can dial these Toll-free numbers.

Conclusion

SBI Bank’s YONO app has made it easy for its bank customers to avail its facilities remotely with ease.

With the YONO app, its users can also be benefited by its referral code scheme which has led to earn them by referring the app to their friends, relatives, or any other person connected with them thereto.

Frequently Asked Questions

Q1. How do I activate Yono with a reference number?

To activate SBI YONO app, follow the below mentioned steps:

• Open the SBI Yono app on your phone after downloading it.

• Tap Next after selecting the SIM you want to use for registration.

• Select the Proceed button.

• Fill up your username and password for login.

• There is an optional reference code field here. Enter the code provided by bank employees or a friend or family member. You can also tap Submit after typing in the 10-digit phone number of the person who referred you to the application.

• Tap on next after entering the OTP you received on your phone.

• Scroll down and click next after acknowledging the consent.

• Set an MPIN and then press the next button.

Q2. What is the referral code?

Referral codes are a common type of marketing approach that many businesses and organisations use to spread the word about their products.

We'll delve deeper into this emerging style of marketing, explaining how it works and why it's gaining favour among consumers today.

A referral code is a set of digits or letters that is specific to each referrer. Each referral is assigned a unique code to allow tracking the activity of that code easy for the organisation or firm.

Q3. What do I do if my Yono activation code expires?

If you do not use your Activation code within 30 minutes, it will expire. So be prepared and create a long-lasting password as soon as feasible. Another consideration is the time it takes for your application to be completed by your bank.

You may be asked to reapply and submit on the spot by the dealing staff. So, if this happens to you, simply reapply and have it authorised as soon as possible. It will also solve your problem.

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