When you buy through links on our site, we may earn an affiliate commission. Learn more.

How to earn money online without investment

How to earn money online without investment
By Ankur Aggarwal
Published on May 5, 2022

Want to know how to earn money online without investment? Well you have landed on the right article

Many people think of ways to earn money without investment. With the advent of digitalization, it is possible to start earning online in various ways. As the pandemic hit the globe, many of us were forced to work from the comforts of our homes. 

Countless people lost their jobs, and they had to find some work to pay their bills. Online money-making tricks have helped many survive in these unprecedented times. 

Also, several online jobs are available for people who have special talents in designing, developing, writing, etc. Even if you don’t have any of these skills, you can earn online through affiliate marketing or some of the other ways.

To provide you with more insights into online earning ways, we are providing the list of best earning website without investment/earning money without investment online

How To Earn Money Online Without Investment (2022 Updated)

How To Earn Money From Home Without Any Investment

1. Sell items on eBay

The first way to for your question "how to earn money without investment from home" is eBay, which eBay is a platform that many artisans and creative people use to sell their handmade decor and fancy items.

For example, things as inexpensive as lamps, lanterns, decorated flower pots, mugs, etc., can be sold at a good price. If you have the talent, you can register on eBay as a seller and start making a good profit.

Also, you don't have to be the manufacturer or maker of an item to sell it on eBay. You can just purchase some products at cheap costs from the local market and sell them at a higher profit on eBay.

For instance, you can purchase an earthen pot from a local seller at Rs. 100, decorate or paint it nicely and sell it at Rs. 350 on eBay. A profit of Rs. 250 for one item is a margin good enough to earn huge profits in a quick time!

Over 150 million users are active on eBay. Therefore, it is a huge market if you are someone who has a knack for selling things.

     Here are the steps you need to follow to sell products on eBay:

  • Fill the “Sell Your Item” form and start selling products by tapping on the “Sell Button.”

  • Choose a category that is appropriate for the product you are selling.

  • Add a catchy title and description to connect easily with your potential customers.

  • Provide the detailed specifications of the item that you are selling. Choose the listing format and enter the price.

  • Also, choose a duration for the listing that you have created.
  • Enter the payment methods through which you accept the payment and mention details of your returns policy.

2. Video Monetization on YouTube

Video Monetization on YouTube

YouTube can be your go-to platform for learning cooking, DIY hacks, or just for watching informative videos. However, if you are a content creator, using it to earn money online without investment might not be that difficult.

Create amazing videos that discuss a specific topic and ensure that your videos are not like the hundreds of videos that don’t touch the mind or emotions of a viewer.

Once you touch the mark of 10K subscribers, you can monetize your videos and create an account on Google AdSense to start earning. Through the smart placement of ads, promotional adverts, and products, you can earn huge profits from your channel!

The topic of your videos can be anything from roasting videos to giving tips or hacks on gaming or apps. You can start a channel that offers expert tips and recipes from different cuisines.

The idea can be anything that can be enhanced with your imagination, creativity, and art of delivering content. Video storytelling is not as easy as it seems, but it is surely one of the easiest ways to earn money when you master this art.

If you are a smartphone, gadget, or product reviewer, creating vlogs on YouTube can be a good idea. It will not only help you gain the attention of the masses, but if you are good at your work, brands will approach you and pay for your services.

They will ask you to create videos that subtly promote their products or services. In return, you will get hefty paychecks that will be your additional income apart from the money you earn through views.

In the US, YouTube pays 2000 USD if your videos reach the target of 1 million views. The money offered to creators of poor or developing countries can be much lower. However, don’t get upset because you can still earn through adverts and promotions.

You only need loyal subscribers who don’t miss watching your videos, even for a single day.

3. Associate with Amazon

Amazon Associate

Amazon Associate is the more sophisticated name for affiliate marketing. By becoming one, you can promote services or products of various brands through social media platforms and websites.

If you want to unearth some massive earnings without any investment, exploit the opportunities available on platforms like YouTube, Facebook, Instagram, and other social media channels. For being successful as an Amazon Associate, you should have enough connections or followers on these platforms.

On the sale of each product, you earn a commission. Therefore, you don’t have to invest in manufacturing, branding, and other things. Just register as an Amazon Associate, link your social media pages or websites, and start earning!

Your job will start by selling the top products of Amazon. Amazon will provide all the links, list of products, and support services required for marketing the products seamlessly. If you are a writer, write catchy descriptions and captions to attract buyers.

The commission ranges between 2% and 20% as it varies as per the cost of the product. Being the leading platform for online shopping, people don’t hesitate to buy from Amazon, and you highlight some good products for earning monetary benefits.

4. Be an Affiliate Marketer of a Hotel Booking Portal

Affiliate Marketer

Affiliate marketing is not just a one-way process. If you have a strong presence on social media or through a website, you can use it to become an influential affiliate marketer.

Hotel booking sites offer a good commission on every successful sale of their services. You only have to promote their offers through your blogs, Whatsapp network, social media, or website.

Start a blog and share your experience about a particular place or hotel where you have spent your last vacation. Don’t force-feed the customers because they value experience more than anything.

By building your reputation as a dependable reviewer of hotels and related services, you will gain the attention of the top hotel booking sites like Make My Trip, Booking.com, Tripoto, Trip Advisor, and so on. They will connect with you through your blog or social media account and ask you to promote their services.

You don’t have to be a direct pitcher or seller for these brands. Just mention their names and promote their services here and there, and these brands will reward you handsomely for doing so!

For example, Booking.com allows people to book trains, hotels, buses, and treehouses. The vast range of offerings calls for an affiliate marketer with a solid presence in different forms of digital media.

For instance, if you are a YouTuber and also have a huge following on Instagram and Facebook, you are an asset for such hotel booking sites. Join as an affiliate with Booking.com for free and promote their customizable products on your website and social media handles.

Earn a commission for every booking and become an ace affiliate marketer. The customizable offering of this site allows you to blend them seamlessly into your website and blogs. Also, you get to choose what you want to show to your audience.

It means that you can promote the places and hotels you strongly believe in. Moreover, the intuitive support provided by their team enables you to handle and improve your online earnings with time.

5. Media.net

Google AdSense allows you to earn by displaying ads on your websites. However, your website needs to pass through a stringent set of rules and procedures to qualify for the AdSense platform. If you are checking for an advertising platform with less strict guidelines, Media.net is the right choice for you.

With Media.net, your websites will get adverts from different regions of the world. Also, every click on the advertisements on your blog will help you earn a commission.

The commission will be higher if the visitor registers on the advertiser’s portal or buys a product from there. Therefore, it ensures that you earn something from every visitor.

Media.net is getting popular in India due to its simple registration process and easy ad-providing expertise. Also, it helps you earn online without any investment at all.

Therefore, if you own a blog or website that generates a decent amount of traffic every day, Media.net could be the perfect online revenue generator for you!

 6. Google AdSense

Google AdSense has the reputation of being one of the most trustworthy and efficient mediums of earning money online.  It allows you to channel the traffic that your blog or website needs to earn by advertising the products or services of third-party companies.

The most noteworthy aspect of getting associated with Google AdSense is that it provides a high rate for every click that the ads published on your website receive.

These rates can be from 0.20 USD to 15 or even 20USD per click. However, on average, you earn 2 USD from every ad. Registering on Google AdSense is completely free. Also, you do not have to reach a specific threshold to withdraw the money earned by monetizing your blog/website.

Some advertising platforms like MediaVine provide a higher income, but your website needs to have at least 30K views which might not be possible if your website is new or relatively less visited.

If you have the passion and willingness to work hard, Google AdSense will give you plenty of earning opportunities with zero investment. Here are some advantages of using Google AdSense:

  • Over 10 million sites are actively using Google AdSense.

  • It implements a high standard of safety, privacy, and transparent policies for publishers. It also provides the advertisers with the same benefits.

  • You can analyze the metrics related to the number of clicks, the number of conversions, etc., related to the adverts published on your site via the Google Analytics account.

  • AdSense supports a wide range of advertisements, including video adverts, HTML ads, and other ad formats. You can explore the benefits and drawbacks of all these ad formats to determine the ones that work efficiently for you.

  • The more pages your website or blog has, the better revenue-making chances you have. Your site must have a minimum of 20 to 25 pages for earning up to $1000 per month.

7. Online Earning Through Freelancing

The question arise "how to earn online without investment" well the answer is Freelancing, it is one of the best ways of earning online. It allows selling expertise or creativity at a rate that you deem fit for your services. For example, if you are a graphic designer, you can set different charges for making logos, designing brochures, making banners, etc.

Also, use social media apps like LinkedIn, Facebook, Instagram, etc., to find your prospective clients. Freelancing platforms like Fiverr, Upwork, Dolancing, etc., allow you to provide your services at rates that you find appropriate. These platforms allow you to charge on a per-hour basis.

If you are a newbie, you can take up gigs at a lesser cost to attract more clients. As your work starts gaining recognition, you can ask for higher compensation.

You may also ask your clients to review and rate your work to improve your visibility on these platforms. All of these platforms allow you to create an account for free.

While access to most options and features is free, you can also subscribe to their premium services to enhance your visibility or to access their premium tools that allow you to present your services in a better way.

Moreover, you can utilize social media platforms to promote your services without investing anything.

8. Become an Insurance POSP

Insurance POSP (Point of Salesperson) is the name given to an insurance agent who explains different kinds of insurance plans to their customers. He suggests the right plans for them and also helps them get through the application and other formalities.

To become an Insurance POSP, your age should be above 18, and you need to have passed Class 10. You will have to apply to become an insurance agent and go through a training program to earn credentials for becoming a successful insurance agent.

You earn a commission for every policy that you sell online. Also, you don’t have to pay any enrollment fee for the same. All you need to make money is a smartphone and an internet service.

As an Insurance POSP, choose the days and times on which you are comfortable to work as per your convenience. Also, you don't have to travel from one place to another to sell insurance policies as most people get them online these days.

Your only job is to be updated about the latest rules and regulations implemented by IRDAI and information on the latest updates of the most popular insurance policies and policy providers in India.

Considering the minimum time and zero fees you invest for making online money through this method, it has to be one of the best ways to make money online!

9. Opt for Data Entry Jobs

Questions such as "how to earn money from home without investment" can be solved with this job, data entry is simply entering data into forms, worksheets, or other formats.

 Most of the data will be already provided, and you only need to organize or arrange them properly for further use. Many online websites offer data entry jobs to those willing to invest a fixed time every day to earn extra money.

However, be careful while choosing these sites as they often tend to make their users work more and pay less. Also, fake companies registered online ask you to pay a registration fee.

 These sites promise a high amount once you pay the registration fees. You fall into their trap in the greed of making more money with a nominal investment.

They never revert once they get their money from you. Therefore, you should avoid working with such sites and only choose legitimate data entry sites. Some of the most trusted sites when it comes to data entry jobs are listed below:

  • Data Plus

  • Freelancing

  • Guru

  • Axion Data Entry Services

However, the data entry tasks might not be as rewarding as it seems to be. You need to dedicate a few hours every day, and your typing speed should be good enough to complete a task in the given time.

Also, some sites allow you to withdraw the money after reaching a specific threshold. Therefore, choose this online money-making option only if you have enough time and typing speed.

10. Testing Apps and Websites Before Launch

Yes, you have heard it right! You can earn money by testing apps and sites before they go live. This type of work is usually known as beta testing.

Companies pay you to test their websites as they don’t want their customers affected by a technical glitch or flaw in their software program.Also, you need not be a trained software testing professional to acquire this job.

 All you need to do is register on a beta testing site and complete a testing process. The amount you can earn through this type of job depends on the testing process and length.

 However, usually around INR 2000 to INR 3000 is paid for completing one task. You don’t have to pay any registration fee on the beta testing sites. Therefore, it is one of the best ways of earning online money without any investment. The list of trustworthy beta testing sites are given below:

  • TryMyUI

  • Test.io

  • UserTesting

  • beta testing

Things to be careful about before taking up online jobs

Here are some things that you should avoid before taking up online jobs:

  • Read all the instructions and policies of the sites that offer freelancing or online work.

  • Don’t work with a site that does not have a reputation yet. Check online reviews of these sites before taking up data entry or other forms of online jobs.

  • Don’t provide sensitive details like account number, PAN number, Aadhaar number, etc., unless you are sure of their credibility. By doing so, you can avoid getting cheated by fraudulent sites.

  • Don’t work for sites where you may work more and pay less. Analyze your skills and decide the price point or a price range that can help you earn decently.

  • Online money-making techniques are best suited for homemakers, students, and other people who can invest enough time in it. It is not a shortcut method to make quick money.

     Avoid taking them if you don't have the required passion or time to complete online jobs.

  • Beware of fake agencies, scam sites, and online frauds. Ask the opinion of your colleagues or friends before taking up such work. Also, you can conduct research online to confirm the legitimacy of these sites.


You have seen the different types of online work that can help you earn money without an upfront investment. These are some of the best types of online jobs. You can select the one that suits you the most based on your skillset.

However, you must take up these jobs only if you have the necessary skills and time for completing them within a deadline. Apart from these methods, you can also master new skills like digital marketing, filling surveys, playing games, etc., for earning money online.

If you have any doubts or queries regarding online jobs, please feel free to connect with us. Be careful, dedicated, and punctual to make online money and get the financial freedom you deserve!

I hope you liked our article on how to earn money online without investment, and it must have solved your queries such as:
how to earn money from home without any investment

if you have any comments or suggestions do share them in the comments below.

Frequently Asked Question

1. How to earn Rs. 500 every day?

There is no fixed way of earning Rs. 500 every day. It is easy if you write, design, or develop sites because the companies who need your services will be willing to pay you on an hourly basis.

Making Rs. 500 every day through affiliate marketing and selling products through platforms like eBay is also possible. However, establish your stronghold over these platforms to achieve that.

2. How to earn through YouTube?

YouTube allows you to monetize your videos once you reach a target of 10K subscribers. If you are a well-known vlogger, brands will be willing to pay you for promoting their products and services. Moreover, you will also earn some money for every 1000 or more views on your videos.

3. How to earn money online for students without investment from home?

To earn money from home, take up online work through freelancing platforms. Or else, be an online insurance agent or become an affiliate marketer by connecting on Google AdSense, Amazon, etc. You can also participate in beta testing programs to earn money by testing software solutions and apps.

4. How to earn quick money?

There is no shortcut to earning quick money through online earning methods like in any other field. Only perseverance, dedication, and hard work will help you earn a decent income online.

Also, be aware of frauds and scammers to earn online income without hassles. Avoid giving your banking details to any sites unless you have prior working experience with them

Ankur Aggarwal

Follow me here

About the Author

Hi all, I am Ankur Aggarwal – Digital Marketer, Entrepreneur, Traveller, Blogger, and Foodie. Have been blogging since 2010. In 2016 I scored 99.2 percentile in XAT Exam for MBA, left that to pursue my Online business dreams.
The purpose of ankuraggarwal.in is to pass on 100% accurate, genuine and FREE information on Personal Finance, Entrepreneurship, Investing, Career, and Learning Digital Marketing Online. Know more about me here: About Ankur Aggarwal

You may also like

Best 5 Star Refrigerator In India
Best Mobile Under 15000
How To Buy NFT In India
Airtel Me Caller Tune Kaise Lagaye
share market me paisa kaise lagaye
Bank Statement Kaise Nikale
Phone Update Kaise Karen
Laptop Me Screenshot Kaise Le
{"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}